First-Time Buyer & Assistance Programs

3 articles in this category.

A hand polishing an antique brass key with a soft white cloth, symbolizing a fresh start.

Am I a First-Time Homebuyer (Again)? A Guide for the DMV

It’s a quiet Saturday morning in your Alexandria rental, and as you scroll through listings, a memory surfaces: the small townhouse you bought in your twenties and sold after a job relocation. That was years ago. You feel like you’re starting over, but a question nags at you—are you still considered a first-time homebuyer in the eyes of the lenders and programs that could help you buy again? The answer is more hopeful than you might think.

Karen Todd, Esq.September 30, 2026

A vintage brass calculator sits on a rolled blueprint, symbolizing the calculation of home buying costs and tax savings.

First-Time Buyer & Assistance Programs

D.C. First-Time Buyer Tax Rate | TTG Title Group

It’s easy to get lost in the list of closing costs. But for first-time buyers in Washington, D.C., one of the largest costs—the recordation tax—comes with a powerful, built-in discount that can save you thousands of dollars in cash you need for settlement day.

Karen Todd, Esq.August 27, 2026

A silver skeleton key on a vintage map of Washington D.C., representing the HPAP program unlocking homeownership.

First-Time Buyer & Assistance Programs

A Guide to D.C.'s Home Purchase Assistance Program (HPAP)

For many aspiring homeowners in Washington, D.C., the gap between savings and a down payment can feel immense. Discover how the D.C. Home Purchase Assistance Program (HPAP) works not as a simple grant, but as a deferred loan that acts as a silent partner in your purchase.

Karen Todd, Esq.July 9, 2026